Blue Collar Financial Coaching

Terina Bainter

The Best Christmas Gift: Creating Personal Coupons for Meaningful Holiday Presents

A few years ago I received the best Christmas gift ever! My kids made coupons for me that I could cash in when I wanted or needed something. Let’s say I was missing time with my boys – I had coupons available to use for things like: I had coupons that I could cash in …

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Rediscover the Joy of Giving: How to Transform the Holiday Season by Redefining Gift-Giving

I’m a giver and I love giving gifts! So limiting who I was giving gifts to, or how much I was going to spend, was a struggle for me for years. But something had to change – I had been noticing the amount of stress and chaos that I was causing myself around the holiday …

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Learn How to Navigate Unpaid Holidays and High-Cost Months with the Blue Collar Budget

Between unpaid holidays and high cost months, this time of year can mark the start of a difficult and expensive few months. Now is the time to get prepared, so that you can reduce the financial burden and the stress that can come with it. If you are interested in learning more about how to …

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Save Money and Create Memorable Adventures: How Packing Lunches Can Transform Your Family’s Finances

Give family members the option of either buying hot lunch or packing a lunch and using the money that you would have spent for an adventure. Start off small – if we pack a lunch, we can use the money to go out for a dessert date, go to a movie, or play a round …

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Back to School Clothes Shopping: The 3 Things I Wish I Would’ve Learned Sooner

To say that back to school clothing shopping can be a challenge is the UNDERSTATEMENT OF THE YEAR. Back to school clothes shopping can be tricky as the kids get older. Some kids find that fashion is very important to how they feel going to school. So how do you balance your budget and their …

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Birthdays and Anniversaries and Holidays, Oh My! The Best Ways to Plan and Budget for your Special Celebrations

I have a confession to make: before I found infinity calendars, I messed up birthdays on a regular and consistent basis.  I would get so frustrated when I found out that I had the wrong day by just a day or two. Or my personal favorite, I would miss the birthday altogether. These were the …

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Finances – How to Avoid Feeling Like You Need a Vacation from your Vacation – Vacation Budgeting Tips

Tell me if this sounds familiar. You look ahead and think about where you want to go on vacation. You take the time researching hotels, airfare, rental cars, and things to do in the area. You talk to the family about it and everyone is excited and is looking forward to a much needed break. …

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