Helping You Obtain Confidence
through Financial Coaching
Are you tired of feeling like you are just getting by?
Do you wonder what the heck you are doing wrong?
Do you struggle to pay the bills, especially when you don’t get paid vacation, holiday, or sick pay?
In other words: No Work. No Eat.
Anyone can give you a budgeting tool, but financial coaching will teach you how to use that tool and many others to their fullest potential. Start learning today how to manage your money efficiently and successfully, so that you and your family can reach your financial goals.
Financial Coaching Specifically
for Hard Working Families
By working together, we will get a complete picture of where your money is going, and we will create a plan that pinpoints the changes you can make to reach your life and financial goals.
Together, we will create and implement:
- A personalized budget
- Learn and work through any underlying money thoughts or beleifs
- Determine and create a path for your money goals
Step out of the 78% of Americans that live paycheck to paycheck. A new path to financial confidence, stability, and security awaits you!

About Terina Bainter
YOUR FINANCIAL COACH
Hi, I’m Terina Bainter! I work alongside my clients guiding, teaching, supporting, and encouraging them to obtain their financial goals. I help build their financial confidence by teaching the steps to create and maintain a budget, implementing a plan to pay off debt, developing a plan for future expenses, building a cushion, and/or budgeting for vacations.
Ultimately, my goal is to help improve lives and save money by reducing the anxiety, stress, and expenses that jumbled finances are causing. Learning the skills to manage finances is the perfect place to begin the journey to financial stability!
Together we will create and apply a personalized budget, uncover and work through any underlying money thoughts and beliefs, and create and implement a personalized plan that shows the changes (big and small) that you can make so that you get to where you want to be: financial security!
Does This Sound Like You?
- Make good money but always feel like you never have enough?
- Do you look around at others and wonder why you can’t keep up with them financially?
- Feel like you are always a couple of steps behind?
- You desperately want to go on vacation to make memories, but don't feel like you have enough money?
I understand these challenges
I’ve overcome them and now
I’ve developed a process to help you do the same!

What is a Financial Coach?

A Financial Coach supports you by...
- Helping you define and meet your goals increasing your confidence
- Teaching Budgeting and Money Management techniques that can immediately reduce your stress
- Building awareness around spending habits, helps you avoid the financial pitfalls
- Helping you plan for when you aren’t getting paid (vacation, holidays, sick time, or seasonal work) allows you to enjoy the time off knowing you have a plan
- Teaching you how to get out of debt, and what action steps to take to stay out of debt, so you can keep more money in your pocket
- Providing education around personal finance strategies that trickle down to the entire family
- Helping you build an Emergency Fund because life happens and adding financial stress during an already stressful time is bad for your health and hard on everyone
Ready to get started with a Financial Coach?
Schedule your free 15-minute Discovery Call today!
Enjoy Financial Confidence with Our 3-Part System:
Assess Your Finances
Knowing where you are at currently is an important step towards achieving your financial goals.
Create a Plan
Planning is the first step towards financial stability and I am here to help you get started.
Achieve Your Goals!
Achieving your money goals brings stability, peace of mind, and confidence in yourself.