Blue Collar Financial Coaching

Empowering You to Take Control of Your Finances

Introduction: It’s heartbreaking to think about the overwhelming burden of stress, frustration, and confusion related to money that many people face alone for years. At times, it brings tears to my eyes when I pause and reflect on this reality.

My Story: If you don’t know me, I’ve experienced firsthand the challenges that come with financial struggles. My youngest years were filled with money fights between my parents, evading creditors knocking on our door, and not being able to go to the store because our car’s tires were so bald.

Empowering Others: Understanding how much not grasping financial concepts affected my mother’s confidence, options, and self-esteem, I am determined to ensure that no one else feels limited in their choices or options. Money touches every aspect of our lives, from the homes we live in, to the cars we drive, and the food we eat. It is also at the heart of all our hopes and dreams, and without it, achieving them can be challenging.

Breaking the Silence: It breaks my heart to see individuals struggle silently, feeling trapped and unable to cope. My deepest wish is for people to reach out for help before reaching a crisis point. If I could wave a magic wand, I would encourage everyone to take this step towards a brighter financial future.

Your Journey Starts Here! If you are ready to gain control over your finances, discover new perspectives on money, and reclaim your life, schedule your Free Consultation Call today! This small action can be the crucial step that changes your life and creates a new legacy for you and your family. Remember, taking action is key.

Schedule your Complimentary Consultation Call today!

Holding a wallet

Money is such a confusing and taboo topic for so many people. Many individuals struggle because of the way money makes them feel: inferior, insecure, and frustrated. Frequently, their inner critic rears its ugly head when dealing with money even though as a society…

  1. We have never been taught how to manage money
  2. We think managing money is only about dealing with bank accounts
  3. If you were fortunate enough to learn about money, it was a “one size fits all” education
  4. We reflect on our parents/grandparents who seemed like they had the whole money thing figured out, which makes us question why can’t I?
  5. We believe we are bad with money

Don’t let fear of the unknown hold you back any longer. You deserve to have options, choices, opportunities, and most importantly confidence when you are dealing with your money.

Financial Coaching Specifically
for Hard Working Families

Frequently people believe that their money challenges are an income problem. Sometimes that is the case; however, it is also important to review the expenses to see what things no longer benefit your life and that can be discarded.  Doing this assessment and review can instantly help with the financial squeeze that you might be feeling. 

Financial stability is a journey that comes with the most amazing feeling of gratitude, confidence, and peace that you can imagine. Looking at your income and expenses is an important first step, and yet that is not all, there is so much more to learn if you are ready to take the first step.

When we work together, you will get a complete picture of where your money is going and a personalized plan that pinpoints the changes you can make to reach your financial and overall life goals. Additionally, you will have a clear understanding of what you will gain financially and get a deeper understanding of why it matters to you. 

Together, we will create and implement:

Step out of the 63% of Americans that struggle every month. A new path to financial confidence, stability, and security awaits you!

About Terina Bainter


Hi, I’m Terina Bainter! I work alongside my clients guiding, teaching, supporting, and encouraging them to obtain their financial goals.  I help build their financial confidence by teaching the steps to create and maintain a personalized budget, implementing a plan to build a life and future they want, whether it is developing a plan for future expenses, building a cushion, saving for a house, and/or budgeting for vacations.

Ultimately, my goal is to help improve lives by reducing the anxiety and stress that jumbled finances cause so that you and your family can live the life you dream of.

Together we will create and apply a personalized budget, uncovering and working through your love/hate relationship with money, by creating a visual and tangible plan that shows the changes (big and small) that you can make so that you get to where you want to be: financial security!

Does This Sound Like You?

If so, you are not ALONE! I have dealt with these feelings, obstacles, and I have learned to overcome them.

I am proud to say that I have used this system for 20+ years! It has been a game changer and a marriage saver.

I have now developed a process to help you do the same!

Enjoy Financial Confidence with Our 3-Part System:

Assess Your Finances

Knowing where you are at currently is an important step towards achieving your financial goals.

Create a Plan

Planning is the first step towards financial stability and I am here to help you get started.

Achieve Your Goals!

Achieving your money goals brings stability, peace of mind, and confidence in yourself.