Blue Collar Financial Coaching

Helping You Obtain Confidence
through Financial Coaching

Are you tired of feeling like you are just getting by financially? Do you wonder what the heck you are doing wrong?

Do you struggle to pay the bills, especially when your spouse doesn’t get paid vacation, holiday, or sick pay (in other words, “no work, no eat?”)

Anyone can give you a budgeting tool, but financial coaching will teach you how to use that tool to its fullest potential. I will help you understand how to manage your money efficiently and successfully, so that you and your family can reach your financial goals. 

What is a Financial Coach?

A Financial Coach supports you by...

  • Helping you define and meet your goals
  • Teaching Budgeting and Money Management techniques
  • Building awareness around spending habits
  • Helping you plan ahead for when you need to take vacation, holiday, or sick time
  • Teaching you how to get out of debt, and what action steps to take to stay out of debt
  • Providing education around personal finance strategies
  • Helping you build an Emergency Fund

Ready to get started with a financial coach? Schedule your free 15-minute discovery call below!

5 Core Values
Value & Needs Worksheet

Did you know that knowing your Core Values helps you avoid buyers remorse and regret? Curious what your 5 core values are? Take our free assessment!

Download your free PDF now to find out what your 5 core values are!

Enjoy Financial Confidence with Our 3-Part System:

Assess Your Finances

Create a Plan

Achieve Your Goals!

Does This Sound Like You?

I understand these challenges
I’ve overcome them
and I’ve developed a process to help you do the same!

Financial Coaching Specifically
for Hard Working Families

By working together, we will get a complete picture of where your money is going, and we will create a plan that pinpoints the changes you can make to reach your life and financial goals.

Together, we will create and implement:

Step out of the 78% of Americans that live paycheck to paycheck. A new path to financial confidence, stability, and security awaits you!

About Terina Bainter


Hi, I’m Terina Bainter! I work alongside my clients guiding, teaching, supporting, and encouraging them to obtain their financial goals.  Whether it is learning the steps to create and maintain a budget, implement the plan to pay off debt,  plan for future expenses, create a cushion, or budgeting for vacations it is all done while building their financial confidence.

Ultimately, my goal is to help improve lives and save money by reducing the anxiety, stress, and expenses that finances are causing. Learning the skills to manage finances is the perfect place to begin the journey to financial stability! 

Together we will create and apply a personalized budget, uncover and work through any underlying money thoughts and beliefs, and create and implement a personalized plan that shows the changes (big and small) that you can make so that you get to where you want to be: financial security!