Helping You Obtain Confidence
through Financial Coaching
Are you tired of feeling like you are just getting by financially? Do you wonder what the heck you are doing wrong?
Do you struggle to pay the bills, especially when your spouse doesn’t get paid vacation, holiday, or sick pay (in other words, “no work, no eat?”)
Anyone can give you a budgeting tool, but financial coaching will teach you how to use that tool to its fullest potential. I will help you understand how to manage your money efficiently and successfully, so that you and your family can reach your financial goals.
What is a Financial Coach?

A Financial Coach supports you by...
- Helping you define and meet your goals
- Teaching Budgeting and Money Management techniques
- Building awareness around spending habits
- Helping you plan ahead for when you need to take vacation, holiday, or sick time
- Teaching you how to get out of debt, and what action steps to take to stay out of debt
- Providing education around personal finance strategies
- Helping you build an Emergency Fund
Ready to get started with a financial coach? Schedule your free 15-minute discovery call below!
5 Core Values
Value & Needs Worksheet
Did you know that knowing your Core Values helps you avoid buyers remorse and regret? Curious what your 5 core values are? Take our free assessment!

Enjoy Financial Confidence with Our 3-Part System:
Assess Your Finances
Create a Plan
Achieve Your Goals!
Does This Sound Like You?
- Make good money but always feel like you never have enough?
- Do you look around at others and wonder why you can’t keep up with them financially?
- Feel like you are always a couple of steps behind?
- You desperately want to go on vacation to make memories, but don't feel like you have enough money?
I understand these challenges
I’ve overcome them
and I’ve developed a process to help you do the same!

Financial Coaching Specifically
for Hard Working Families
By working together, we will get a complete picture of where your money is going, and we will create a plan that pinpoints the changes you can make to reach your life and financial goals.
Together, we will create and implement:
- A personalized budget
- Learn and work through any underlying money thoughts or beleifs
- Determine and create a path for your money goals
Step out of the 78% of Americans that live paycheck to paycheck. A new path to financial confidence, stability, and security awaits you!

About Terina Bainter
YOUR FINANCIAL COACH
Hi, I’m Terina Bainter! I work alongside my clients guiding, teaching, supporting, and encouraging them to obtain their financial goals. Whether it is learning the steps to create and maintain a budget, implement the plan to pay off debt, plan for future expenses, create a cushion, or budgeting for vacations it is all done while building their financial confidence.
Ultimately, my goal is to help improve lives and save money by reducing the anxiety, stress, and expenses that finances are causing. Learning the skills to manage finances is the perfect place to begin the journey to financial stability!
Together we will create and apply a personalized budget, uncover and work through any underlying money thoughts and beliefs, and create and implement a personalized plan that shows the changes (big and small) that you can make so that you get to where you want to be: financial security!